PUT Calculator
Fill in the fields below to get a snapshot of gross profit comparisons with and without the 100% protection of a PUT.
Results — With and Without PUT Protection
Please note: Calculations are based on the PUT period only, not the entire year, to more accurately reflect the cost effectiveness of the PUT.
Annual Sales divided by the number of months sold before bankruptcy
No Protection / No Put
100% Protection with PUT
No Protection / No Put
100% Protection with PUT
The "notional" amount or the total amount of the PUT you are considering. This is also the figure we will use as the bankruptcy amount.
No Protection / No Put
$0100% Protection with PUT
Sales for the period multiplied by your variable gross margin
No Protection / No Put
100% Protection with PUT
Total dollar amount charged for the PUT
No Protection / No Put
$0100% Protection with PUT
Gross profits minus the total cost of the PUT
No Protection / No Put
100% Protection with PUT
ROI Calculator
ROI Calculator
Revise DataSales Analysis:
DSO = The average number of days it takes to collect revenue after a sale is made.
Accounts Receivable
= --------------------------------- x Number of Days
Total Credit Sales
Safe Sales Expansion Analysis:
Use this to see how much in additional Credit Lines you need to find across your entire portfolio or in new customers to justify the cost of a Risk Mitigation Program.
Borrowing Analysis:
Borrowing Base Efficiencies:
Use this to see the impact of increasing your advance rate, your eligible base,or both, and the immediate impact it will have on your bottom line.
NOTE: By utilizing Credit Insurance, you may be able to get higher advanced rates, injecting additional working capital immediately into your business. This higher rate would also be applied to an increased eligible base by being able to include International Receivables, Concentrated Receivables as well as Aged Receivables. All this means stronger cash flows and will justify the cost of the premium almost immediately.
Losses Analysis:
Impact of Losses:
Use this to discover how much more you have to sell to make up for even minimal losses in your business.